Gold Crest Insurance

Goldcrest Insurance is an established insurance brokerage that commenced operations in 1975. Initially, the firm primarily focused on personal lines insurance, including car, van, and home insurance. By the early 1990s, the company expanded its offerings to include commercial lines insurance, a segment that has since surpassed its personal lines business in volume. Over its more than 50 years of trading, Goldcrest Insurance has undergone significant changes in the types of business it serves, evolving into a modern-day brokerage.

The company operates as a high street insurance broker based in Barnet, serving local businesses while also managing a substantial book of business across Great Britain. The firm distinguishes itself by prioritizing strong client relationships and a personalized service approach, rather than operating as a purely online quote-and-buy facility. Goldcrest Insurance emphasizes direct communication with clients to ensure the procurement of appropriate coverage tailored to their specific risks. This commitment extends to providing support throughout the claims process, being present every step of the way should a client need to make a claim.

The company maintains a proactive stance in the insurance market, consistently seeking out new rates and securing optimal deals with current insurers to provide favorable terms for its clients. This strategy aims to keep the firm competitive when quoting new business and retaining renewals. Goldcrest Insurance specializes in business and property insurance, with a significant focus on the commercial sector. The company possesses extensive experience in providing insurance solutions for property owners, landlords, and property developers.

This includes specialized coverage for Homes of Multiple Occupancy (HMOs), which is particularly relevant for properties housing multiple tenants, such as student accommodation. The firm offers competitive insurance prices for property developers, whether they manage a single property or an entire portfolio. Property Developers Insurance is crucial for new builds, renovations, extensions, and conversions, covering aspects like public liability, legal expenses, and works on site. The company's property owners insurance caters to a diverse range of property types, including residential, commercial, and mixed-usage properties.

Goldcrest Insurance can also provide coverage for unoccupied properties, blocks of flats, and listed buildings. With over 30 years of experience in the landlords sector, the firm is adept at sourcing specialist property owners insurance protection to meet the requirements for both individual property owners and those with large portfolios. Policies can include essential coverages such as buildings insurance, loss of rental income, landlord's fixtures and fittings, contents of common parts, and property owner's liability. The firm accommodates various tenant types, including professional tenants, those receiving housing association support, and students, highlighting its capacity to serve the student accommodation market.

While commercial property insurance forms a substantial part of its business, Goldcrest Insurance continues to offer a broad spectrum of other insurance services. The firm provides fleet insurance for businesses and families with multiple vehicles, ranging from two vehicles upwards, including specialist options for taxi fleets and haulage companies. Additionally, the company maintains its offering of personal lines insurance, including high net worth household and car insurance, catering to a wide array of client needs. Goldcrest Insurance also addresses the unique requirements of the contractor sector with specialist experience and risk management solutions.

The company aims to be a comprehensive brokerage, capable of addressing nearly every aspect of insurance under one roof.