Impact specialist finance

Impact Specialist Finance, established in 1991 by Vic and Sheila Jannels, has evolved into a prominent mortgage broker, packager, and distributor within the UK market. The firm operates as an independent, family-run business, with sons Dale and Neal Jannels also contributing to its leadership and continued operation. Headquartered in Horsham, West Sussex, the company maintains a focus on its founding family values of fairness and customer care, which are integrated into all aspects of its operations. The company specialises in expert mortgage lending, catering to a diverse clientele with a broad spectrum of financial requirements.

Impact Specialist Finance assists first-time buyers, individuals moving homes, and self-employed professionals. The firm also supports clients who have experienced credit challenges and portfolio landlords seeking to expand and optimise their property businesses. With access to mortgage products across the entire UK market, the company serves clients locally in West Sussex, East Sussex, Surrey, and Hampshire, as well as across the wider UK, including Scotland, and British expatriates living abroad. Impact Specialist Finance offers a comprehensive suite of financial solutions designed to meet various property and investment objectives.

These services encompass residential mortgages, remortgages, and buy-to-let mortgages, including specialised options for limited companies and portfolio landlords. The firm also provides bridging finance for short-term funding needs, commercial mortgages for business premises and investment properties, and development finance for new commercial builds or conversions of existing residential properties. Furthermore, the company assists with equity release and secured loans, demonstrating its capacity to address a wide array of lending scenarios. The firm's expertise in commercial investment and development finance, alongside its solutions for portfolio landlords, positions it to support diverse property ventures, including those involving multi-unit residential or commercial properties.

The company has received significant industry recognition, being a multi-award-winning mortgage broker. Notably, Impact Specialist Finance was honoured as the "Best Specialist Mortgage Broker" for the fourth consecutive year at the 2024 What Mortgage Awards. This consistent recognition underscores the firm's commitment to delivering high-quality service and specialist expertise. The company prioritises customer satisfaction, offering free consultations where experienced mortgage advisers take the time to understand individual financial situations and future aspirations.

This client-centric approach aims to present the most suitable options and ensure an efficient and supportive process for all clients. Impact Specialist Finance operates with a team of experienced and qualified advisers who are able to access mortgages from across the entire lending market. This extensive access allows the firm to identify a wide array of rates and deals, including those not typically available on the high street, ensuring clients receive options tailored to their specific circumstances. The company's process involves an initial consultation to determine client plans, followed by a detailed assessment of individual circumstances to find the best-suited mortgage products.

Impact Specialist Finance is authorised and regulated by the Financial Conduct Authority, ensuring adherence to industry standards and consumer protection.