ABC Finance

ABC Finance Limited was established in 2000, marking the turn of the century with the founding of the firm. The company operates as a family business, with its day-to-day operations managed by its team. Peter Hemming founded ABC Finance Limited in 2000, building a team of specialists since its inception. The firm's registered office is located at Point North, Park Plaza, Heath Hayes, Cannock, WS12 2DF.

ABC Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) under Registration No. 304671, though the FCA does not regulate all of the company's products. The company's approach is centered on placing customer interests first, striving to ensure fair treatment and positive outcomes for its clients. This commitment is reflected in the firm's reviews and customer ratings.

ABC Finance Limited maintains a family business mentality, which it applies to its customer care as its operations expand. To further enhance its standards within the finance industry, the company voluntarily joined FIBA (The Financial Intermediary and Broker Association). The firm's ethos is built around assisting clients in securing advantageous financial solutions. ABC Finance Limited offers a diverse portfolio of financial products and services designed for various client needs.

These include bridging loans, which can be used for auction properties, property developers, commercial projects, and property refurbishment. The company also provides commercial mortgages for large commercial properties, semi-commercial ventures, commercial investments, and agricultural properties, including options for those with adverse credit histories. Additionally, the firm arranges secured loans, buy-to-let mortgages for limited companies, first-time buyers, remortgages, and interest-only options, also catering to clients with bad credit. The company extends its services to include various business finance solutions.

These encompass business loans, loans for acquiring businesses, secured and unsecured options, and fast processing services. ABC Finance Limited also facilitates development finance for commercial and residential projects, including 100% development finance and build-to-let schemes. Further offerings include invoice finance, such as factoring, asset-based lending, and invoice discounting, alongside asset finance and merchant cash advances. While not exclusively focused on Purpose-Built Student Accommodation (PBSA), ABC Finance Limited offers several financial products that are applicable to the PBSA sector.

The firm provides development finance, which can support the construction or conversion of properties suitable for student housing. Furthermore, the company offers bridging loans for Houses in Multiple Occupation (HMOs) and HMO development finance, which are relevant to properties often used for student accommodation. These financing options enable developers and investors to fund projects that cater to the student housing market, ranging from new builds to the refurbishment of existing structures for multi-occupancy student living. The company's broad property finance expertise allows it to support various aspects of property investment and development, including those within the student accommodation niche.