Articus Finance

Articus Finance is a specialist mortgage brokerage based in London, operating from Islington House. The firm focuses on providing financing solutions for high net worth individuals globally, with a particular specialisation in property finance. Beyond real estate, Articus Finance also possesses experience in securing leverage against various other valuable assets, including listed stock portfolios, aircraft, and boats. The company is regulated by the Financial Conduct Authority (FCA), holding registration number 1009423, which ensures adherence to established financial advice and planning standards.

Articus Finance serves a diverse clientele, encompassing individuals, family offices, landlords, and business professionals from across the world. The company offers a comprehensive suite of mortgage services tailored to owner-occupiers. These include high net worth mortgages, private bank mortgages, and solutions for purchases and remortgages. Articus Finance also assists clients with interest-only mortgages, high loan-to-value requirements, and specific needs for self-employed individuals.

Furthermore, the firm provides specialised mortgage products for expatriates and foreign nationals seeking financing, alongside Lombard loans. The brokers at Articus Finance are equipped to navigate complex financial landscapes, ensuring clients receive appropriate and efficient service for their residential property financing needs. Articus Finance extends its expertise to the buy-to-let sector, offering a range of services for property investors. These services cover buy-to-let purchases and remortgages, catering to limited companies and portfolio landlords.

The firm also handles financing for Houses in Multiple Occupation (HMOs), as well as expat and foreign national buy-to-let investments. While not exclusively focused on Purpose-Built Student Accommodation (PBSA), the company's experience with HMOs, portfolio landlords, and property development finance positions it to support various aspects of the student accommodation market. The firm also provides specialist mortgages, including bridging finance for residential land, unregulated bridging loans, second charge bridging loans, and property refurbishment finance, which can be instrumental in developing or enhancing multi-unit residential properties. In addition to its mortgage and specialist property finance offerings, Articus Finance provides commercial and development finance solutions.

This includes commercial mortgages, mezzanine finance, development finance, and development exit finance, all crucial for larger-scale property projects. The company also offers corporate finance services, such as business loans, corporate debt financing, working capital finance, corporate asset finance, asset-based lending, VAT funding, and invoice financing. Complementing these financial services, Articus Finance arranges various insurance products, including life insurance, income protection, and buildings and contents insurance. The firm's operations are underpinned by what it describes as four pillars of excellence: Service, Relationships, Knowledge, and Trust.

Articus Finance emphasises delivering exceptional customer service with a straightforward approach, aiming to streamline the mortgage process for its clients. The company maintains relationships with a broad spectrum of lenders, from private banks to family offices, to provide clients with access to various financing options. The brokers collectively possess decades of experience in high net worth leveraging and a deep understanding of the UK property market, enabling them to address complex client challenges. Transparency and integrity are central to the firm's operations, fostering trust with clients as they pursue their financial objectives.

Articus Finance operates worldwide, with its core business in the UK, and also serves clients in jurisdictions such as France, Monaco, Switzerland, Spain, and the USA.