London Mortgage Solutions

London Mortgage Solutions is a UK-based firm specialising in comprehensive mortgage and protection advisory services. The company assists a diverse clientele, ranging from individuals purchasing their first home to experienced investors managing extensive property portfolios. Operating as a mortgage broker, the firm is directly authorised and regulated by the Financial Conduct Authority (FCA), ensuring adherence to strict regulatory criteria in its dealings with consumers. London Mortgage Solutions is registered in England and Wales, with its registered office located at 35 Berkeley Square, Mayfair, London.

The firm offers a broad spectrum of mortgage products designed to meet various client needs. These include standard offerings such as First Time Buyer mortgages, Home Mover mortgages, Buy to Let mortgages, and Remortgage services. Additionally, London Mortgage Solutions provides expertise in more specialised areas, including Commercial Mortgages, Bridging Finance, HMO Mortgages, and 2nd Charge Mortgages. The company also caters to niche requirements with services like Development Finance, Police Mortgages, Non-Standard Construction Mortgages, Japanese Knotweed Mortgages, and Foreign National Mortgages.

Support for government schemes such as Help to Buy is also part of their service portfolio. It is noted that some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. London Mortgage Solutions adopts a client-centric approach, working on an individual basis to tailor services to specific requirements. The firm prides itself on delivering reliable, forward-thinking, and trustworthy advice.

As a "whole of market" broker, the company has access to a wide array of lenders, which allows for impartial advice and the selection of the most suitable products for each client's unique circumstances. The team comprises brokers with diverse expertise, including specialists dedicated to assisting first-time buyers. Despite its name, London Mortgage Solutions serves clients across the entire United Kingdom, demonstrating its national reach. The company's operational methodology involves providing clear information and guidance to help customers understand their options and make informed decisions regarding their property finance.

From the initial consultation through to the completion of a mortgage, clients receive support from a dedicated team, which typically includes a broker and an administrator. This structure aims to ensure a smooth and efficient process. Beyond mortgage advisory, London Mortgage Solutions also offers protection advisory services. These services are designed to safeguard clients' homes and address their individual and family protection needs, encompassing products such as life insurance, critical illness cover, income protection, and buildings & content cover.

The collective experience within the firm's financial services team exceeds 80 years, contributing to its depth of knowledge and capability. Purpose-Built Student Accommodation (PBSA) is not identified as a primary or specialist focus within London Mortgage Solutions' stated services. The firm's expertise is broadly applied across various residential and commercial property finance sectors, as detailed through its extensive range of mortgage and protection offerings. The company's commitment lies in assisting a wide spectrum of clients with their property financing and protection requirements through tailored advice and comprehensive market access.