Total Insurance

Total Insurance, operating under the brand Quote Genie, functions as a specialist insurance comparison service in the UK. The firm aims to simplify the process of securing tailored insurance coverage for individuals and businesses with unique or non-standard requirements. Launched in 2014, Quote Genie was established to offer a personalised approach to connecting clients with appropriate insurance specialists. The company addresses the needs of those whose insurance profiles do not align with mainstream comparison platforms, such as individuals driving unusual vehicles, operating specific businesses, or owning non-standard properties.

Quote Genie's service model involves linking applicants with a panel of trusted, competitive insurance brokers. The company operates as an insurance intermediary, facilitating introductions to suitable brokers who can provide quotations, rather than selling insurance policies or offering direct quotes itself. This approach is designed to save clients time by efficiently identifying brokers equipped to handle unique risks and bespoke insurance needs. The firm is owned and operated by SLGM Ltd.

and is authorised and regulated by the Financial Conduct Authority (FCA) under FRN 999705, ensuring a compliant and secure service environment for its users. The range of specialist insurance needs catered to by Quote Genie is extensive, encompassing various personal and commercial requirements. For individuals, this includes cover for convicted drivers, motorhomes, and car insurance for non-standard situations. Businesses can seek protection for areas such as commercial property, courier services, fleet vehicles, HGV operations, motor trade activities, taxi services, and tradesman liabilities.

The company also assists driving instructors and landlords in finding appropriate insurance solutions. This broad spectrum of offerings highlights the firm's focus on complex, uncommon, or bespoke insurance requirements that are often overlooked by general aggregators. Quote Genie maintains a dedicated UK call centre, which operates Monday to Friday, to support clients in their search for competitive policies. The team works on behalf of applicants to track down suitable policies that align with their specific circumstances and budget.

The company's independence from any particular provider ensures that its primary objective is to match clients with the best-fit broker efficiently. The firm's revenue model is based on referral fees paid by approved brokers when they are able to offer a quote to a client introduced by Quote Genie. While Total Insurance, through its Quote Genie service, offers a wide array of specialist insurance comparison services, its stated focus does not specifically include Purpose-Built Student Accommodation (PBSA). The firm's expertise lies in connecting clients with brokers for various non-standard personal and commercial insurance types, as detailed across its offerings.

The company's commitment remains to providing a streamlined and effective solution for those seeking insurance that extends beyond conventional comparison site options.