Charleston Financial

Charleston Financial Services Limited operates as a mortgage brokerage firm, specialising in securing a diverse range of tailored finance solutions for its clientele. The company aims to provide comprehensive services designed to address the varied requirements of its customers. Charleston Financial understands the importance of obtaining appropriate funding to achieve financial objectives. Through its experience and understanding of the financial services market, the firm has established relationships with both customers and lenders.

The company offers funding for various property types, including commercial properties, expansions of buy-to-let portfolios, and residential home purchases. Charleston Financial's team provides guidance throughout the financing process, ensuring clients receive direct attention and support from a dedicated point of contact. The firm prioritises understanding client goals to identify solutions that align with their objectives. Charleston Financial was founded by an experienced team who identified a market need for an efficient, consistent, and knowledgeable service in property finance.

Charleston Financial provides a range of specific property finance products. This includes commercial mortgages, offering access to the entire market, encompassing high street banks and specialist lenders, with same-day in-principle decisions available. The firm also arranges mortgages for Houses in Multiple Occupancy (HMO), which are suitable for student let properties, covering both purchases and re-mortgages. Additionally, Charleston Financial facilitates buy-to-let property loans for individual and limited company investors, applicable to both residential and commercial investment purposes.

For residential needs, the company acts as an independent mortgage broker, accessing a wide array of products from various lenders. Bridging finance is also available to cover gaps between property purchases and mortgage arrangements, with terms extending up to 24 months. 5 million over periods of up to 25 years. The company maintains a commitment to transparency, integrity, and professionalism in its operations.

It seeks to build long-term partnerships with clients based on trust and mutual success. Charleston Financial's track record demonstrates its ability to assist individuals and businesses in securing necessary financing to achieve ambitions, expand property portfolios, and foster business growth. The firm is dedicated to providing expertise and guidance to support informed financial decisions. As an independent finance specialist, Charleston Financial is committed to offering competitive products alongside flexible and responsive service.

The company's mission statement outlines a service centred on honesty, integrity, care, and diligence to achieve optimal customer outcomes, aiming for clarity without unnecessary complexity or jargon. Charleston Financial Services Limited is registered in England and Wales under company number 07038315. Its registered office is located at Floor 4, 11 Leadenhall Street, London, United Kingdom, EC3V 1LP, with operational premises at 9 Copperhouse Court, Caldecotte, Milton Keynes, MK7 8NL. The company is authorised and regulated by the Financial Conduct Authority (FCA) with reference number 513260.

Charleston Financial is also a member of the National Association of Commercial Finance Brokers, an organisation that promotes best practices within the commercial finance industry. The firm's approach includes treating business with integrity, acting in the best interest of the customer, and providing regular updates throughout the process via email, telephone, and text. The company operates with clear, illustrated rates and fees, and does not charge application or upfront fees.