Fox Davidson

Fox Davidson is an award-winning UK mortgage broker that provides tailored financial solutions for clients with diverse and often complex property finance requirements. The firm operates as a group of specialist property finance consultants and case managers, each possessing distinct areas of expertise within the mortgage industry. Established as Fox Davidson Ltd, the company is registered in England & Wales under Company Registration Number 8430288, with its registered office located at Woodlands Grange, Woodlands Lane, Bradley Stoke, Bristol BS32 4JY. The company specialises in securing funding for clients facing unique and intricate mortgage scenarios, including high net worth individuals and various professionals such as accountants and veterinary surgeons.

Fox Davidson's service offerings encompass a broad range of property finance, including main residence mortgages, investment property mortgages, bridging and development finance, and commercial mortgages. The firm also provides professional mortgages tailored to specific occupational groups. A minimum loan size of £250,000 applies to the financial solutions provided by the company. Fox Davidson is known for its focused approach and deep understanding of the market, enabling the firm to deliver solutions that meet client expectations, even in situations requiring the blending of rates for both personal and business use.

The team, including directors Wesley Davidson and Sarah Fox-Clinch, brings considerable experience to complex lending situations. Wesley Davidson, a director and property finance consultant, possesses an understanding of complex structures and secures bespoke lending across both residential and commercial property types. Sarah Fox-Clinch, also a director and property finance consultant, has over 20 years of experience in the mortgage industry, focusing on enabling high-earning and professional clients with complex income streams to access suitable rates. While Fox Davidson does not exclusively focus on Purpose-Built Student Accommodation (PBSA), the firm's extensive experience in investment property and commercial mortgages positions it to assist with various types of property investments.

The company's expertise in buy-to-let options and commercial property finance allows it to navigate the complexities associated with acquiring and financing diverse investment assets. This includes advising on considerations such as whether to purchase property in a company name, demonstrating the firm's capability to handle varied investment strategies and property types. Fox Davidson Ltd operates as an Appointed Representative of Mortgage Intelligence, which is authorised and regulated by the Financial Conduct Authority (FCA) under number 305330. This regulatory oversight pertains to the company's mortgage, insurance, and consumer credit mediation activities.

The firm is committed to providing a high-quality service, and in instances where problems cannot be resolved internally, clients have recourse to the independent Financial Ombudsman Service. The company charges a fee for its advice and may also receive commission from lenders.