Mortgages by McAteer

Mortgages by McAteer was established in February 2018 by Lee McAteer. The company, officially incorporated as Mortgages By McAteer Ltd, began operations on February 23, 2018. The firm functions as a mortgage brokerage based in Preston, Lancashire. Since its inception, the company has experienced growth, leading to an expansion of its team to meet increasing demand. The firm currently operates with a team of four staff members. This team comprises two dedicated Mortgage Advisers and two Business Managers. Collectively, the personnel at Mortgages by McAteer possess over thirty years of experience within the financial services industry. The team's diverse history includes extensive experience within the broader property industry. One of the Business Managers holds qualifications as a CeMap Mortgage and Protections Advisor, contributing to the firm's comprehensive knowledge base in property finance. Lee McAteer, the founder, qualified as a Mortgage Adviser in 2008. His career in the property sector commenced at the age of sixteen with Bairstow Eves, identified as one of the country's largest Estate Agents, where he worked for over 15 years. This background provided him with extensive knowledge of the home-buying process. Mortgages by McAteer collaborates with more than seventy Mortgage Lenders, encompassing both high street and independent mortgage providers. This broad access allows the company to offer a wide array of mortgage deals to its clients. The company specializes in offering mortgages for clients with complex requirements. Mortgages by McAteer provides a comprehensive service throughout the mortgage application process. This includes offering advice and guidance, as well as alleviating administrative burdens for clients. For first-time buyers, the firm actively liaises with solicitors, estate agents, and vendors to streamline the process. The services extend to various mortgage types, including first-time buyer mortgages, home mover mortgages, remortgaging services, equity release, and buy-to-let mortgages. Beyond mortgage procurement, Mortgages by McAteer also conducts protection reviews for all mortgage applicants. This service aims to ensure that clients' homes remain secure regardless of unforeseen life events. The firm additionally assists with home insurance requirements, providing quotes for both buildings and contents insurance as part of its service offering. The company's client base is primarily built upon referrals and recommendations, indicating a focus on client satisfaction and service quality.

Mortgages by McAteer operates as a family-run mortgage brokerage, with its base located in Northern Ireland. The company was established in 2019 by the husband and wife team, David and Louise McAteer. This founding structure underpins the firm's approach to client service, aiming to provide a personalised experience from its inception.

David McAteer brings over 15 years of experience within the financial services industry to the company. His professional background includes working for various high street banks and building societies, providing him with a comprehensive understanding of the lending landscape and product offerings. Louise McAteer contributes her expertise in business management and marketing, which supports the operational and client engagement aspects of the brokerage. Together, their combined skills form the foundation of Mortgages by McAteer's service delivery.

The company provides assistance across a broad spectrum of mortgage needs for clients. This includes support for first-time buyers navigating their initial property purchase, as well as guidance for home movers seeking to finance a new residence. Mortgages by McAteer also handles remortgages, helping clients to review or switch their existing mortgage arrangements to potentially more favourable terms. Furthermore, the firm offers expertise in buy-to-let mortgages for those investing in rental properties and commercial mortgages for business premises. The company aims to simplify these complex processes for its diverse client base.

Beyond mortgage services, Mortgages by McAteer also offers advice on various protection insurance products. These include life insurance, critical illness cover, and income protection, designed to provide financial security for clients and their families in unforeseen circumstances. The company prides itself on delivering a personalised and professional service to clients located across Northern Ireland and the wider UK. It works with a comprehensive panel of lenders to identify suitable products tailored to individual client circumstances, ensuring a wide range of options are considered to meet specific requirements.

Mortgages by McAteer is committed to simplifying the mortgage process by providing clear and transparent advice at every stage. The firm's objective is to build long-term relationships with its clients, ensuring ongoing support and guidance as their financial needs evolve over time. The company operates under the regulation of the Financial Conduct Authority (FCA), adhering to industry standards and consumer protection guidelines. This regulatory oversight reinforces the firm's commitment to professional and ethical practice in all its dealings, providing clients with assurance.