The Buy to Let Broker

The Buy to Let Broker operates as a specialist UK mortgage broker, focusing on the complex buy-to-let sector. The firm is dedicated to supporting property entrepreneurs across the nation by providing expertise and mortgage insight. Established in 2013, the company's mission has consistently been to assist property investors in securing suitable mortgage deals and offering expert market insights to foster growth and success within their portfolios. The Buy to Let Broker aims to build client relationships that extend beyond transactional business, emphasising trust and ethical guidance in all interactions.

The company offers a comprehensive suite of mortgage services tailored to various investment property types. These include standard buy-to-let mortgages, limited company (SPV) mortgages, and specialist financing for Houses in Multiple Occupation (HMOs). The firm also provides expertise in multi-unit freehold blocks, bridging finance, and development finance. Additionally, its services extend to holiday lets, commercial properties, and let-to-buy arrangements, demonstrating a broad capability within the property investment landscape.

The Buy to Let Broker is equipped to handle complex transactions, often from £250,000 upwards, and prides itself on navigating challenging financial requirements. The team at The Buy to Let Broker comprises CeMAP or CII qualified advisors, possessing decades of combined financial experience in specialist mortgages. This expertise allows the firm to offer up-to-date market knowledge and innovative solutions, often challenging conventional lender criteria and collaborating with lenders to pilot new schemes. Beyond the mortgage brokers, a dedicated case management team, referred to as "detail double checkers," meticulously reviews all application elements to minimise potential issues.

Many members of this team have direct experience underwriting mortgages within major banks, contributing to a thorough and informed approach to mortgage applications. The firm's commitment to service excellence and client satisfaction has garnered significant industry recognition. The Buy to Let Broker has been a recipient of the Feefo Platinum Trusted Service Award for six consecutive years, from 2020 through 2025. This consistent recognition is part of a broader collection of over 20 industry awards and nominations the company has received.

Notably, the firm was also highly commended for Buy-to-Let Mortgage Broker at the Business Moneyfacts Awards 2025 and won Best Buy-to-Let Mortgage Broker in the Business Moneyfacts Awards 2024. While The Buy to Let Broker's primary focus is on the broader buy-to-let market, its expertise directly extends to the student accommodation sector through its proficiency in HMO mortgages and multi-unit freehold blocks. These property types are frequently utilised for student housing, enabling the firm to support landlords and investors operating within the UK's Purpose-Built Student Accommodation (PBSA) market. The company is an Appointed Representative of HL Partnership Ltd, operating under the authorisation and regulation of the Financial Conduct Authority.

The Buy to Let Broker maintains a head office in Southport and a London office, serving clients across the UK.