Just Mortgage Brokers

Just Mortgage Brokers functions as a prominent mortgage advisory firm across the United Kingdom, committed to assisting individuals with their diverse mortgage requirements. The company aims to simplify the often complex process of searching for and applying for a mortgage, striving to provide a more straightforward experience for its clientele. Operating as an independent mortgage broker, the firm endeavors to alleviate the challenges associated with securing financing for property acquisitions or remortgaging existing loans. The overarching objective of Just Mortgage Brokers is to offer comprehensive support and expert guidance throughout every stage of the mortgage journey.

The company operates as an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited, both of which are authorised and regulated by the Financial Conduct Authority (FCA). This regulatory framework ensures that Just Mortgage Brokers adheres to established industry standards and maintains compliance with financial regulations. The firm’s network of advisers is equipped to provide mortgage and protection advice across the entirety of the UK, serving a broad and varied client base. This extensive national presence enables the company to cater to a wide spectrum of clients, each with unique financial needs and circumstances.

Just Mortgage Brokers offers a comprehensive suite of mortgage services tailored to accommodate various client profiles. These services encompass dedicated assistance for first-time buyers navigating their initial property purchase, alongside support for home movers seeking new financing arrangements for their next residence. The firm also provides solutions for individuals looking to remortgage in pursuit of more advantageous rates, and it possesses expertise in acting as mortgage brokers for self-employed applicants. Additionally, the company is committed to facilitating mortgages for clients with adverse credit scores, working to expand access to homeownership opportunities.

The company's operational philosophy is rooted in delivering an 'advised' sales service, wherein personalized recommendations are formulated following a thorough assessment of each client's specific needs and financial situation. This bespoke approach is designed to ensure that clients receive appropriate and precisely tailored mortgage solutions. Just Mortgage Brokers further supports its clients by offering various online calculators, including tools for bad credit, self-employed, buy-to-let, and affordability assessments, enabling individuals to explore their potential borrowing power without initiating formal credit checks [scraped content, 2]. The firm's commitment extends to coordinating with lenders, valuers, estate agents, and solicitors to help ensure that all deadlines are met throughout the mortgage application process.

While Just Mortgage Brokers provides a comprehensive array of mortgage products, including options for buy-to-let investments, the company does not explicitly designate a sole focus or a specialized division for Purpose-Built Student Accommodation (PBSA). The firm’s established expertise in buy-to-let mortgage lending allows it to access a wide selection of mortgage products that are suitable for various types of investment properties [scraped content, 2]. This includes scenarios where properties may be intended for rental to students, as buy-to-let mortgages can cover diverse rental property categories. The company's readily available buy-to-let mortgage calculator assists prospective investors in evaluating their borrowing capacity for such ventures [scraped content, 2].

Therefore, the firm's general buy-to-let services can support investors interested in student property, though it is not presented as a dedicated PBSA specialist.