Liquid Expat Mortgages

Liquid Expat Mortgages is a specialist mortgage broker that has been providing UK expat mortgages and remortgages since 2007. The firm assists both British expatriates and foreign nationals in securing competitive rates for buying or refinancing property in the United Kingdom. The company's services are designed to navigate the complexities associated with obtaining UK mortgage finance while clients reside or work outside the UK. Liquid Expat Mortgages aims to provide tailored UK mortgage solutions for foreign nationals and British expats alike.

Individuals seeking UK mortgages from abroad often encounter specific challenges, which can include time zone differences, identity verification requirements, the absence of a UK credit footprint, foreign currency salaries, and distinct legal requirements from lenders. Many high street lenders may not offer suitable expat mortgage options or comprehensive support structures for these international clients. Liquid Expat Mortgages operates as an independent specialist broker, aiming to simplify this intricate process for its global clientele. The company provides an end-to-end service to help customers worldwide secure their specific mortgage whether they remain in their host country or are returning to live in the UK.

The firm has established solid and long-standing relationships with over 50 UK lenders. This extensive network includes high street banks, private banks, and specialist boutique and niche lenders, some of which may offer exclusive deals only available through Liquid Expat Mortgages. The company's in-house mortgage advisers are UK-based, fully qualified, and have direct access to underwriters, which can facilitate a decision in principle in less than 24 hours. Since 2007, the team has supported customers globally in achieving their UK mortgage needs.

Liquid Expat Mortgages operates as a trading style of Liquid Complete Ltd, a company incorporated in 2015. Liquid Complete Limited is authorised and regulated by the Financial Conduct Authority (FCA), holding firm reference number 685425, providing a level of assurance for clients. The company's offerings encompass various types of mortgage finance, including residential purchases, remortgages, and buy-to-let investments. The firm's expertise extends to assisting clients with both new mortgage applications and remortgaging existing UK properties.

While Liquid Expat Mortgages primarily focuses on expat and foreign national mortgages, its services extend to property investment, including UK expat buy-to-let mortgages. The company assists clients looking to invest in UK property, whether for their first investment or to expand an existing property portfolio. The firm's brokers possess deep expertise in the UK's expat buy-to-let market, helping clients secure suitable deals tailored to individual financial needs. This includes supporting British expats and foreign nationals in acquiring or remortgaging rental properties in the UK.