One

One Mortgages & Protection Limited, trading as One Mortgages and Protection, is a UK-based financial services firm specializing in mortgage brokerage and protection services. The company is part of One Financial Group Limited and provides impartial and unbiased advice to clients across the United Kingdom. Based in Leeds, the firm aims to simplify the process of securing property finance and protection for individuals and investors. The company's operations are directly authorised and regulated by the Financial Conduct Authority, ensuring adherence to UK regulatory standards.

The firm offers a comprehensive range of mortgage solutions designed to meet diverse client needs. These services include assistance for first-time buyers navigating the property ladder, support for individuals moving to a new home, and guidance for those looking to remortgage existing properties. One Mortgages and Protection also caters to property investors with buy-to-let mortgage options. Beyond standard offerings, the company provides specialist mortgages for unique circumstances, such as adverse credit, Right to Buy schemes, and limited company mortgages.

Further specialist areas include HMO mortgages, solutions for interest-only mortgage expiry, holiday let mortgages, and specific mortgage products for NHS professionals. The company's approach involves assessing the entire mortgage market to offer tailored solutions that align with individual client needs and circumstances. In addition to its core mortgage offerings, One Mortgages and Protection provides insurance and protection services. These services are designed to help clients safeguard their finances against life's unpredictable events, ensuring that what matters to them is protected.

The firm also facilitates various finance options, including bridging loans. These short-term financial solutions are available for both domestic and commercial property transactions, designed to bridge the gap between purchasing a new property and selling an existing one. The company's specialists work to create custom bridging loan solutions, offering access to competitive rates and experienced guidance for managing financial situations. One Mortgages and Protection operates with a client-first philosophy, aiming to build lasting relationships through honest advice and personalized service.

The firm prides itself on simplifying the often daunting process of obtaining a mortgage by providing clear and trustworthy advice. Rather than promoting specific products or offering generic solutions, the company focuses on understanding each client's unique requirements to deliver tailored recommendations. This commitment extends to providing flexible appointments, including home visits and out-of-hours consultations, to ensure professional and efficient service at every stage of the process. The company views mortgages not merely as financial transactions but as opportunities to support individuals throughout their property journey.

While One Mortgages and Protection offers extensive services in property finance, the company's primary focus is on mortgage brokerage, insurance, and general financial solutions for residential and commercial properties. The firm does not directly operate, manage, or develop Purpose-Built Student Accommodation (PBSA). However, its expertise in buy-to-let mortgages and specialist property finance can support investors who are looking to expand their property portfolios, which may include properties intended for rental to students. The company's role is to facilitate the financing aspects of property acquisition and protection, rather than direct involvement in the management or provision of student housing facilities.