Mortgageable

Mortgageable operates as a mortgage broker, assisting individuals in the United Kingdom with their mortgage needs. The firm is a trading style of Respective Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority under reference number 998434. Incorporated on 24 February 2023, the company provides services designed to help clients research, compare, and apply for mortgage products from a panel of over 100 lenders. The company's approach focuses on facilitating the mortgage process, aiming to secure suitable financial solutions for its clientele.

The company's services encompass a comprehensive process, beginning with an initial assessment to identify today's mortgage rates that align with basic criteria through its "Ten Minute Mortgage" guide. Following the completion of an online fact-find and the submission of necessary documentation via a secure portal, a personalised quote is generated by one of the firm's advisors. Mortgageable employs a team of approximately 30 individuals dedicated to assisting clients. This team provides advice and practical pathways to help clients achieve their financial objectives, working to establish long-term relationships and support financial progression.

Mortgageable prioritises a client-centric experience, offering support throughout the mortgage application journey. The firm is recognised for its customer support and transparent communication, ensuring clients are informed at every stage. Advisors are available to discuss application details, with options for in-person meetings at a convenient location, or communication via phone and email, depending on client preferences. The company also leverages technology, including an AI assistant named Roof AI, to provide mortgage assistance, while advising clients to always consult with an advisor before proceeding with a mortgage.

Beyond core mortgage brokerage, Mortgageable offers additional tools and resources to enhance the client experience. Clients can gain access to their credit file through Equifax, without incurring monthly commitments. The platform also enables easy access to property reports, allowing clients to preview critical information about a property they are considering for purchase. All client documents are stored securely online, providing easy access to information and policies.

The company is actively investing in AI agents and machine learning to further enhance customer experience, streamline operations, and drive growth, aiming for a faster, smarter, and more efficient mortgage process. The firm's registered office is located at The Old Rectory, Winwick, WA2 8LE. Mortgageable operates with a commitment to reliability, with clients frequently noting the team's efficiency in handling applications without unnecessary delays. The company's proactive approach and comprehensive guidance are central to its service delivery, ensuring customers feel supported and well-informed throughout their engagement.

It is important to note that Mortgageable's primary business focus is on mortgage brokerage services for residential and other property types, and the company does not specialise in Purpose-Built Student Accommodation (PBSA) or related property management services.